What you can afford depends on your income, credit rating, current monthly expenses, down payment and the interest rate.
Let’s have a quick conversation about your options!
You’re finally ready to go to the “closing table.” Be sure to read everything before you sign!
If your lender sends you a revised Loan Estimate, please compare it to the previous one you received.
Can you tell what changed? If not, call your Loan Officer right away or contact us if we can help.
Before you call or meet with the Lender, gather the following information:
- Pay stubs
- W-2 forms
- Signed federal tax returns
- Documentation of any other sources of income
- Bank statements
- Documentation of the source of your down payment
- Documentation of name change, if recent
- Proof of your identity
- Social security number
- Certificate of housing counseling or home buyer education
Service members or veterans should obtain a certificate of eligibility from the VA
